New article: The disruptive impact of fintech

The ‘fintech revolution’ is here! The disruptive impact of fintech on retail financial practices. Gordon Kuo Siong Tan. Finance and Society, EarlyView (2022). Fintech is celebrated for its disruptive and democratizing qualities that dis/reintermediates the finance value chain. Claims of a ‘fintech revolution’ assume that fintech is ‘disruptive’ because of its …